Credit Officer

Description

• Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures

Duties

• Financial Management:
• Assist the Portfolio Credit Officer/Manager in the planning and execution of the Branch budget, e.g., margin management and credit-related non-interest income
• Client Relationship:
• Management of client relationships by ensuring that clients are handled in a professional manner and information provided is correct
• Sales Focus:
• Identifying cross-selling opportunities and referring such opportunities and leads to the relevant departments
• Develop and reinforce a sales culture in the branch
• Credit Administration:
• Responsible for the effective and efficient administration of credit activities as per the allocated client portfolio in compliance with the Bank’s credit policy and procedures to contain credit risks as per Performance Development Contract

Requisites

• Experience/Knowledge & Skills:
• Knowledge of the Bank’s products and services, credit principles, sales, and administration
• Intermediate Computer literacy (Word, Excel, Outlook, Teams)
• Excellent interpersonal relationship skills
• Skill in analyzing and evaluating financial information
• Report writing skills
• Qualification:
• Grade 12
• A Credit Diploma will be an advantage
• Core Competencies:
• Interacting and presenting
• Analyzing and Interpreting
• Organizing and Executing
• Adapting and Coping
• Enterprising and Performing

Notes

• Only shortlisted applicants will be contacted