Bank Windhoek is recruiting a Credit Officer, to be based in Outjo, Namibia.
Description
- Responsible for effective and efficient administration of credit activities as per allocated client portfolio in compliance with the Bank’s credit policy and procedures in order to contain of credit risks as per Balanced Score Card
- (RB4)
Duties
- Financial Management:
- Assist the Portfolio Credit Officer/Manager in the planning and execution of the Branch budget, e.g. margin management and credit related non-interest income
- Client Relationship:
- Assist in the management of client relationships by ensuring that clients are handled in a professional manner and information provided is correct
- Sales Focus:
- Assist in identifying cross-selling opportunities and to refer such opportunities and leads to the relevant departments
- Assist in developing and reinforcing a sales culture in the branch
- Credit Administration:
- Responsible for effective and efficient administration of credit activities as per allocated client portfolio in compliance with the Bank’s credit policy and procedures in order to contain credit risks as per Balanced Score Card
Requisites
- Qualifications:
- Grade 12 with 4 years’ general banking experience
- Successfully completed credit and collateral modules be an added advantage
- A relevant tertiary qualification in a commercial field with no banking experience
- Expertise/Knowledge/Skills:
- Adequate knowledge of Banks products and services, credit principles, sales and administration
- Computer literacy essential (Word, Excel)
- Excellent interpersonal relationship skills
- Skill in analyzing and evaluating financial information
- Good writing skills
- Behavioural Competencies:
- Interacting and presenting
- Relating and networking
- Analyzing and Interpreting
- Analysing
- Writing and reporting
- Organizing and Executing
- Delivering and meeting client expectations
- Planning and organizing
- Adapting and Coping
- Adapting and responding to change
- Enterprising and Performing
- Achieving personal works goals and objectives
Notes
- Only shortlisted applicants will be contacted