Portfolio Consumer Manager

Description

• Evaluates a portfolios risk, makes final credit decisions, interacts with other departments regarding credit strategy, manage, coach and mentor team

Duties

• Evaluates and authorise without reference or overview credit proposals within limits of delegated authority
• Scrutinises and credit proposals above limits of delegated authority and add recommendations for senior management and/or respective credit committee
• Appraises the risk factor where excesses over arrangements within prescribed responsibility are reported and institute suitable action to protect the Group from exposure
• Ensures the implementation and adherence to all risk management procedures
• Ensures credit proposals meet FNB's standards
• Identifies and assess credit risks relating to new corporate proposals by ascertaining the degree to which lending principles and processes were applied in the formulation of the proposal
• Conducts formal coaching session with direct reports focusing on key areas for development
• Ensures each team member has a written Personal Development Plan and performance management agreement
• Contributes to the recruitment of team members and ensure well skilled and experienced people are hired in an equity compliant way and in accordance with agreed procedures
• Celebrates success and reward and recognise the contributions of all team members

Requisites

• Relevant Degree or Diploma
• 5 to 7 years related experience

Notes

• Only shortlisted applicants will be contacted