Credit Risk Manager (m/f)

Duties

• To maximize the banks risk-adjusted rate of return by managing credit risk in the entire portfolio and individual transactions. Manage Credit Analysts
• Responsibilities:
• Reduce bad debt against Total Performing Loans Utilization
• Develop, encourage and nurture collaborative relationships across area of specialization
• Manage team performance in achievement of business objectives
• Participate in planned activities that are appropriate for own development
• Compile financial reports that adhere to financial reporting guidelines as set out by FirstRand
• Provide input into the development of the tactical strategy, and develop and implement a supporting operational strategy
• Manages risks in own area of responsibility
• Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
• Control expenditure and identify process improvements to contain and reduce costs
• Creates solutions to meet customer demands to deliver internal and external customer service excellence through adherence to quality service standards
• Comply with risk policy and process requirements to mitigate risk and improve operational performance
• Perform credit pricing for economic and financial benefit
• Measure the implementation of Credit Portfolio Growth Strategy and monitor emerging strategies to align results

Requisites

• Minimum Qualification - Postgraduate Commerce Degree
• Preferred Qualification - Relevant postgraduate Law Degree
• Experience - 3 to 5 years relevant experience with a minimum of 2 years experience in Credit report writing and presentation

Notes

• Only shortlisted applicants will be contacted